Landlord Insurance

Added protection when the bond isn’t enough with Oxygen’s Rent and Debt Guarantee

At just $3.50 per week, Oxygen’s Rent and Debt Guarantee offers practical support for landlords by providing extra financial cover beyond the standard 4-week bond.

If a tenancy ends with unpaid rent or property damage, the bond is often not enough to cover all costs. This Guarantee provides up to $3,000 in additional cover, helping reduce your risk when things go wrong.

This is not an insurance policy. It is real protection, made possible by the systems and processes Oxygen uses to manage tenancies and handle debt recovery efficiently.

What the Rent and Debt Guarantee means for you

If a tenant leaves owing money and the case goes to the Tenancy Tribunal, Oxygen will pay the covered amount directly to you once a Tribunal order has been issued. You can receive up to $3,000 on top of the bond to help cover unpaid rent, cleaning, damages, or other related costs.

Oxygen then takes on the responsibility of recovering that debt from the tenant. You do not have to follow up or manage the process. We handle it for you.

Why landlords say it’s well worth it

More than a rent guarantee

Many rent guarantees only apply to missed rent. This Guarantee includes much more
Provides up to $3,000 beyond the tenant’s 4-week bond
Can cover rent arrears, damage, cleaning costs, rubbish removal, utility debt, and more
Helps protect your income and reduce the risk of unexpected costs
There is no excess, no deduction, and no waiting

How the process works

Available for Oxygen landlords with tenants placed by our Property Management team
When a Tribunal order is issued, Oxygen pays the covered amount directly to you
Our team manages the debt recovery with the tenant
Payment is made promptly once the order is received
Backed by reliable systems and experienced tenancy specialists

Key info and flexibility

Only $3.50 per week
No long-term agreement. You can opt in or out at any time
Covers more than just rent. Designed to support a wide range of tenancy-related costs
Covers any outstanding amounts not recovered through the tenant’s bond
Created to give landlords confidence and reduce financial stress

Why we introduced this Guarantee

Oxygen understands that even with the best screening processes, tenancies can end with unpaid debt. A 4-week bond often does not cover everything, especially if there are multiple issues at the end of a tenancy.

This Guarantee is designed to provide extra peace of mind. By offering additional cover and managing the debt recovery process ourselves, we help reduce your financial exposure and save you time.

We will update this section soon with feedback from landlords who have benefited from the Rent and Debt Guarantee.